There are a lot of banks in India that offer the best credit cards with different features and benefits. You can take a look at the HDFC Credit Cards, ICICI Credit Cards, SBI Credit Cards, Axis Bank Credit Cards, and RBL Bank Credit Cards. We will tell you the benefits of the best cards offered by different banks in India. You can explore the fees of every card and its features so that you can choose the bank and its best credit card among them.
Best HDFC Bank Credit Card
The best HDFC Bank credit card is the Moneyback Credit Card. This credit card has a lot of offers and benefits that allow you to save some bucks from the monthly expenses if you use it efficiently. You can go through all the features and benefits of this credit card below:-
- Get 500 Cash Points as a welcome gift after paying the membership fees.
- Enjoy Gift Vouchers worth INR 500 on spending INR 50000 and above in a calendar quarter.
- You can earn vouchers up to INR 2000 in a year through the above benefit.
- Spend INR 20000 and above within 90 days from the date when you get the card and your membership fee will be waived off.
- If you spend INR 50000 annually from this credit card your renewal fee will be waived off.
- You can earn 2 Reward Points on every spend of INR 150.
- Enjoy 4 Reward Points on every online spending of INR 150.
- You can even convert heavy transactions to EMI through this card.
- Enjoy a fuel surcharge waiver of 1% on transactions of INR 400 and above and the maximum surcharge waiver allowed per statement cycle is INR 250.
- This credit card is available at a joining and renewal fee of INR 500.
Best ICICI Bank Credit Card
If you are a shopping freak and you prefer Amazon for online shopping then the ICICI Amazon Pay credit card will be the best option for you. This card has no joining fee and renewal fee and you can enjoy great deals on Amazon’s official website.
- Enjoy a Cashback of 5% on Amazon if you are a prime member of Amazon.
- Get 3% Cashback on Amazon through this card if you are a non-prime member.
- Enjoy 2% Cashback by using this card on Amazon Pay at 100+ partnered merchants of Amazon.
- Have a Cashback of 1% on all other categories like shopping, insurance, dining, and holidays.
- You can save up to 15% on dining at over 2500 restaurants across India under the Culinary Treat Program.
- Enjoy a 1% Fuel Surcharge waiver at all the petrol pumps through this credit card.
- No joining fee applies to this credit card.
Best SBI Bank Credit Card
If you are applying for a credit card from the State Bank of India then you can take a look at the SBI Simply Save Credit Card. This credit card has a lot of exciting deals and offers that can save some extra bucks and you will enjoy using this card.
- Enjoy 10X Reward points on every INR 100 spent on movies, groceries, and departmental stores.
- Enjoy 1 reward point per INR 100 spend on other categories.
- You can earn 2000 bonus points after spending INR 2000 within the first 60 days from the card issuance date.
- Multiply your reward points 10 times on every INR 100 spent on Dining.
- Enjoy a fuel surcharge waiver of 1% with a maximum of INR 100 per statement cycle.
- The joining fee of this credit card is INR 499.
Best RBL Bank Credit Card
Currently, RBL Titanium Delight Credit Card is one of the best credit cards offered by RBL bank. You can go through the offers available on this credit card below:-
- Get a welcome gift of 2000 reward points on your first swipe.
- Enjoy 1000 points you spend of INR 10000 within sixty days of the card issuance.
- Have 1 Reward point on every spend of INR 100 on travel, dining, groceries, and electricity bill.
- You will get 4000 bonus reward points when you reach the spending milestone of 1.2 Lakhs or above.
- Enjoy 5% value back on the groceries brought on a Wednesday.
- Get Buy one get one free deal on movie tickets on BookMyShow once a month on a Wednesday.
- Enjoy 10% value back on a pizza ordered online from Domino’s or Pizza Hut
- Have a Fuel surcharge waiver at fuel stations between the transactions of INR 500 to INR 4000.
- The joining fee of this credit card is INR 750.
Best Axis Bank Credit Card
The best credit card offered by Axis Bank in India is the Axis Flipkart credit card. If you shop online from Flipkart then this card gives you a lot of offers and discounts. You can save some money by shopping from the official website of Flipkart. The features and benefits of this credit card are given below:-
- Enjoy a Welcome and activation bonus of up to INR 3300 on this credit card.
- Get a Flipkart Voucher worth INR 500 after making the first transaction.
- Get a Cashback of 5% on Flipkart and 2GUD through this card.
- Enjoy 4% Cashback on the Cure. fit
- Get a Cashback of 4% on Goibibo, PVR, Uber, Ubereats, and UrbanClap.
- Enjoy 1.5% Cashback on all the other categories.
- Have a Cashback of 5% on shopping from Myntra.
- Make Booking from MakeMyTrip and get 4% cashback.
- Have 4 Free Access to the Domestic Airport Lounges in India through this credit card.
- This credit card is available at a joining fee of INR 500.
Conclusion
You have seen all the banks that offer the best credit card. We have mentioned the best credit card of every bank whether it is SBI, HDFC Bank, ICICI Bank, Axis Bank, or RBL Bank. Every Bank’s credit card has unique features and benefits and you can apply for any credit card from any bank. These are the top banks in India that offer the best credit cards for discounts, cashbacks, and reward points.
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